Top 10 iPhone apps to manage your money

Packing an iPhone is like having a cash point in your pocket. We’ve scoured the App Store to unearth the finest financial apps money can buy, as well as loads that are free.

Install these monetary marvels on your mobile, and you’ll soon be rolling in cash, on top of your debts, and walking the streets with a self-satisfied air.

They’re guaranteed to have you beating the credit crunch, and cruising around town in a limo before the week is out.

iSpend (£9.49)
Manage your money, control your cash flow and keep track of how much of the company expenses you’ve blown on the minibar with this thrifty tool. It’s an all-in-one budgeting, expenses and finance-tracking app. However, given the hefty price tag attached, you might want to read the rest of our list before dropping your wallet on this.

Nexonia Expenses (£free)
Keep track of your extortionate expenses and receipts with this handy little business tool. It’ll suck up all the information you need to claim money back from employers, and even lets you take photographic evidence to submit for approval too.

Tipper (£0.59)
There’s only one thing more difficult than choosing what to order in a restaurant, and that’s deciding how much to tip the waiter. Thanks to Tipper you’ll never over tip for shoddy service. It does the maths, while you do the munching.

Budget (£1.19)
Never budge from your budget again. This neat little app lines up all your financial limitations, so you can quickly and easily stay in touch with what you spend. When it comes to what you spend it on, however, you’re on your own!
TapExpense (£2.99)
Hey big spender, use this to keep on top off your daily expenses. You’ll always know where your money is, and how much you’ve got still to spend. It’s like having a bank manager in your pocket, but without the constant nagging, or the need to wear a tie all the time.

Loan Sim (£0.59)
Lose the loan sharks and pick up this money-saving loan advisor. Once you’ve fed in details of all your debts, it’ll keep you on top of repayments, and allow you to compare up to three loans at a glance. Think you’re being stitched up with hefty interest rates? This app will soon let you know for sure.

Bloomberg (£free)
Whether you keep up to date with stocks and shares or just pretend you, this app will keep you in the know with what’s going down in the city. Bloomberg’s information is respected world-wide, and the information delivered to your phone through this app is as timely as you’re likely to find. Fire it up, tap in the details of your portfolio, and watch as your stocks shoot up (or down).

iGold (£4.99)
Become a millionaire metal magnate with this handy price checker. It’ll let you keep in touch with your investments (as long as they’re on the international bullion market). Don’t have any cash invested in the yellow stuff? That needn’t matter, just whip it out in fancy wine bars, and everyone around will assume you’re the next Donald Trump.

Mini Mortgage Manager (£0.59)
Keep those bailiffs at bay and maintain your mortgage repayments with this house-saving tool. It’s the ultimate aid to avoiding a visit from the bank’s bother-boys, and at just under 60p you’d be a fool not to install it (just don’t look at the sickening amount of interest you’ve already paid.)

Paluwai Real Estate Search (£free)
Become a superpower in the property investment ladder by keeping track of the latest properties available and where, you’ll soon be on your way to making a mint.

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